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Courses Blog CA Final May 23 Nov 2023 ACCA CFA Investing EDU91 Stars Support Login

Terms of Use

Acceptance of Terms                                                                       

By accessing or using this Site in any way, including using any Services, downloading Materials or merely browsing the Site (capitalized terms defined below), you agree to and are bound by the terms and conditions set forth in this document and any changes thereto that “​Edu91”. (referred to hereinafter as "The Company") may publish from time to time (collectively, the "Terms of Use").​If you do not agree to all of the terms and conditions contained in the Terms of Use, do not access or use this Site.                                                                       

The company may change the Terms of Use and other guidelines and rules posted on the Site from time to time at its sole discretion. Your continued access or use of the Site, or any Materials or Services, constitutes your acceptance of the changes.​Your access and use of the Site, Materials and Services will be subject to the most current version of the Terms of Use, rules and guidelines posted on the Site at the time of such use. Please regularly check the "Terms of Use" link on the ​home page​to view the then-current terms.                                                                      

If you breach any of the Terms of Use, your authorization to access or use this Site, Services and Materials automatically terminates, and any Materials downloaded or printed from the Site in violation of the Terms of Use must be immediately destroyed.                                                                       

Representations and Warranties                                                                       

You represent and warrant that

  1. ​All of the information provided by you to the company to participate in the Services is correct and current and
  2. You have all necessary right, power and authority to enter into this Agreement and to perform the acts required of you hereunder.

Personal Information and Privacy

The company will use and protect your data in accordance with our ​Privacy Policy,​the contents of which are incorporated by reference into the Terms of Use. Please be aware that your browser must be enabled to accept cookies in order for you to use certain Materials and Services.

Registration

If you are required to establish an account in connection with a particular Service or Material, you must complete the designated registration process for such Service or Material. All required registration information provided must be current, complete and accurate and kept up to date on a prompt, timely basis. If required, you must also choose a username and password for such account. It is your sole responsibility to keep your user name/password combination and other sensitive information confidential. If you become aware of any unauthorized use of your account or any other breach of security, you shall notify the company immediately. If any Services or Materials provide password-restricted access to your personal information (including, but not limited to, usage records for Materials, and performance in tests and exams) then by accessing or using this Site and setting up a password-restricted account for such Services or Materials, you consent to the company's display of such information via such Services or Materials and accept all risks of unauthorized access to such information.

Site, Materials, Services

The company makes this Web site and the Materials and Services, available for your access and use subject to the Terms of Use.

"Materials" means all information, data, documents (e.g. pdf files, datasheets, FAQs, etc.), communications, downloads, files, text, images, photographs, graphics, videos, webcasts, publications, content, tools, resources, software, code, problems, articles, write-ups, questions, solutions, programs and products made available or enabled via the Site by the company or users of this Site.

"Services" means all services and resources offered or enabled via the Site by the company and users of this Site, including some or all of downloads and download areas, product and other information services and communications services such as bulletin boards, discussion forums, chat areas, communities, e-mail, newsgroups, and other message or communication facilities designed to enable you to communicate with others (collectively, "Communications Venues"). All Materials provided by the company are referred to collectively as "the company Materials". All user-supplied Materials are referred to collectively as "User Materials". The company Materials and User Materials may have different restrictions and conditions associated with them under the Terms of Use and other guidelines and rules posted via the Site.

Intellectual Property; Limited License to Users; Trademark Information

The Materials and Services, as well as their selection and arrangement, are protected to the fullest extent possible by applicable laws related to copyrights, trademarks, trade secrets and all other intellectual property and proprietary rights (collectively, "Intellectual Property Rights"), and any unauthorized use of the Materials or Services may violate such laws and the Terms of Use. You agree not to copy, republish, frame, download, transmit, modify, adapt, create derivative works based on, rent, lease, loan, sell, assign, distribute, display, perform, license, sublicense or reverse engineer the Site, Materials or Services, any portions of the Site, Materials or Services or the selection and arrangement of the Site, Materials or Services, except as expressly authorized herein. In addition, you agree not to use any data mining, robots or similar data gathering and extraction methods in connection with the Site, Services or Materials. the company grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this site. The rights granted to you constitute a license and not a transfer of title. The above permission does not relate to paid products and services, for which you must pay the applicable monies to the company before accessing them.

Use of the company Materials or User Content for any other purpose is expressly prohibited and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

 

Use of Site and Services

You shall pay all costs and charges, including phone charges and telecommunications equipment costs, that you incur in order to access or use the Site, Services and Materials. You must adhere to all limitations on dissemination, usage and reproduction of any Materials that you download from the Site that are subject to such limitations. You agree to use the Services only to access, utilize, post, send or receive Materials in an appropriate manner as related to the particular Materials or Services being accessed or used by you. As some examples of improper activities when accessing or using the Site, Services or Materials, you agree that you shall not:

  1. ​Collect, harvest, mine or engage in any other activity to obtain e-mail addresses, phone numbers, personal information or any other information about others.
  2. ​Use or attempt to gain access to or use another's account, password, Service, Materials or computer systems or networks connected to any the company server or to the Site without authorization from the company, whether through hacking, password mining or any other means.
  3. ​Remove or falsely add to any uploaded Materials any copyright, trademark or other legal or proprietary rights notices, author attributions or other information such as origin or source of the Material.
  4. ​Access or attempt to access any Material that you are not authorized to access or through any means not intentionally made available through the Site or Services.
  5. ​Make available any files containing Materials where you do not own or control, or have not received the necessary licenses to, all Intellectual Property Rights, rights of privacy and publicity and all other rights in and to such Materials.
  6. ​Use any Materials in any manner that infringes any Intellectual Property Rights or other rights of any party.
  7. ​Transmit unsolicited or bulk communications to any the company account holder
  8. ​Post or otherwise submit any software, programs or files that are harmful or disruptive of another's equipment, software or other property, including any corrupted files, time bombs, Trojan horses, viruses and worms.
  9. ​Create a false identity for the purpose of misleading others or otherwise.
  10. Download any Materials posted by another that you know, or reasonably should know, cannot be legally reproduced, distributed, performed or displayed in such manner.
  11. Disrupt, interfere or inhibit any other user from using and enjoying the Site or other affiliated or linked sites, Materials or Services.
  12. Disrupt or interfere with the security of, or otherwise cause harm to, the Site, or any Services, Materials, systems resources, accounts, passwords, servers or networks connected to or accessible through the Site or any affiliated or linked sites.
  13. Access or use the Site in any unlawful manner or any manner that could damage, disable, overburden or impair any the company server or the network(s) connected to any the company server.
  14. Violate any applicable laws or regulations related to the access to or use of the Site, or engage in any activity prohibited by the Terms of Use.
  15. Prepare, compile, use, download or otherwise copy any Site user directory or other user or usage information or any portion thereof, or transmit, provide or otherwise distribute (whether or not for a fee) such directory or information to any third party.
  16. Engage in any chain letters, contests, junk e-mail, pyramid schemes, spamming, surveys or any other duplicative or unsolicited messages (commercial or otherwise).
  17. Violate the rights of the company or any third party (including rights of privacy and publicity) or abuse, defame, harass, stalk or threaten another.
  18. Use any the company domain name as a pseudonymous return e-mail address.
  19. Market any goods or services for any business purpose (including advertising and making offers to buy or sell goods or services), unless specifically allowed to do so by the company.
  20. Upload, post, transmit, share, store or otherwise make available any content or material that
    1. Contains any private information of any third party, including, addresses, phone numbers, email addresses, and credit card numbers.
    2. We deem to be child pornography, excessively violent, harassing, inappropriate, indecent, lascivious, lewd, obscene, profane, racist, harmful, threatening, unlawful, defamatory , infringing, abusive, inflammatory , harassing, vulgar , obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable.
    3. Contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
    4. ​In the sole judgment of the company, is objectionable or which restricts or inhibits any other person from using or enjoying the Site, or which may expose Company or its users to any harm or liability of any type.
    5. Would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law.
  21. Solicit personal information from anyone under 18 or solicit passwords or personally identifying information for commercial or unlawful purposes.
  22. Use or attempt to use another's account, service or system without authorization from the company, or create a false identity on the Service or the Site.
  23. When using Services or Materials, you will be subject to any posted guidelines, rules or licenses applicable to such Services or Materials, in addition to the Terms of Use. Materials and Services provided by third parties, if any, (collectively, the "Third-Party Services") are governed by separate agreements accompanying such Materials and Services. the company offers no guarantees and assumes no responsibility or liability of any type with respect to the Third-Party Services, including any liability resulting from incompatibility between a Third-Party Service, the company Materials, the company provided Services or another Third-Party Service. You agree that you will not hold the company responsible or liable with respect to the Third-Party Services. the company, in its sole discretion, may (but has no obligation to) monitor or review the Materials and Services at any time. the company may at any time without notice and in its sole discretion:
    1. ​Terminate a Service, access to or use of any Materials or an area of the Site where Materials are posted or submitted.
    2. Disclose any information related to your use of a Service or Material, or the substance of any of your posted or submitted Materials, as the company deems necessary to comply with applicable law, regulation, legal process or governmental request. You agree to use extra care when disclosing any personally identifiable information about yourself or your children in any Services or when you post or otherwise submit any Materials.                                                                     

 

 Use of Software

Materials encompassing any software code, including programs, tools, utilities, files and otherwise, and accompanying documentation that are made accessible via the Site (collectively, "Software") are the copyrighted work of the company. Use of such Software is governed by the terms of the license agreement that accompanies or is included with the Software, or by the license agreement expressly stated on the Site page(s) accompanying the Software. You will not be able to use, download or install any Software that is accompanied by or includes a license agreement unless you agree to the terms of such license agreement. Absent a license agreement that accompanies the Software, use of the Software will be governed by the Terms of Use. You agree that you will not decompile, reverse engineer or otherwise attempt to discover the source code of the Software. The Software is made available solely in accordance with the license agreement. Without limiting the foregoing, unless the accompanying license agreement expressly allows otherwise, any copying or redistribution of the Software is prohibited, including any copying or reproduction of the Software to any other server or location for further reproduction, redistribution or use on a service bureau basis. ​Any unauthorized use, copying or distribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Submitted Materials

All of your User Materials that you post on or otherwise submit via the Site and Services shall not be confidential information or trade secrets owned by you or any other party. You will receive no compensation for any use of your User Materials. the company may, but is not required to, post or use any of your User Materials that you may post or otherwise submit. the company does not pre-screen User Materials that users provide or otherwise submit via the Site or Services. However, the company may remove any posted or submitted User Materials from the Site or any Service for any reason without notice in its sole discretion. By posting or submitting your User Materials, you represent and warrant that you own or otherwise control all of the Intellectual Property Rights and other rights to your User Materials as described in these Terms of Use, including all the rights necessary for you to post or submit your User Materials.

You are solely and entirely responsible for all of your User Materials that you post or otherwise submit via the Site or Services. You shall assume all risks associated with the use of your User Materials including any reliance on the accuracy, completeness or usefulness of your User Materials. the company does not guarantee the accuracy, integrity or quality of your User Materials. You acknowledge and agree that by accessing or using the Site or Services, you may be exposed to User Materials from others that are offensive, indecent or otherwise objectionable.

The company's Rights to Submitted User Materials

For all of your User Materials that you post or otherwise submit to the Site, including

  1. Comments to Communications Venues
  2. Questions
  3. Suggestions
  4. Ideas
  5. Feedback
  6. Other information about the Site or the Services

You grant the company an unrestricted, irrevocable, non-exclusive, worldwide, royalty-free and fully paid up license under all Intellectual Property Rights to use, reproduce, publicly display, publicly perform, copy, edit, modify, translate, reformat, transmit and distribute such User Materials, with or without having your name attached to such User Materials, in any manner or form and for any purpose, with full rights to sublicense such rights through multiple tiers of distribution, and you also acknowledge and agree that the company is free to use any ideas, concepts, know-how or techniques that you provide for any purpose without any compensation to you. You acknowledge and agree that the company shall not be liable for any failure to store User Materials on the Site at any time.

Links to Third Party Sites

The Site, Services or Materials may include links that will take you to other sites outside of the Site ("Linked Sites"). The Linked Sites are provided by the company to you as a convenience and the inclusion of the links do not imply any endorsement by the company of any Linked Site. the company has no control of the Linked Sites and you therefore acknowledge and agree that the company is not responsible for the contents of any Linked Site, any link contained in a Linked Site or any changes or updates to a Linked Site. You further acknowledge and agree that the company is not responsible for any form of transmission received from any Linked Site.

Restriction and Termination of Use

The company may block, restrict, disable, suspend or terminate your access to all or part of the free Site, Services and Materials at any time in the company's sole discretion, without prior notice to you or liability to the company. Specifically, after a period of inactivity, the company reserves the right to disable or terminate a user's account. If an account has been deactivated for inactivity, the user name associated with that account may be given to another user without notice to you or such other party.

If you violate the terms and conditions the company may, at their sole discretion, block, restrict, disable, suspend or terminate the paid conditions.

Warranties and Disclaimers

The site, services and materials, are provided by the company under these terms of use "as is" without warranty of any kind, either express, implied, statutory or otherwise, including, but not limited to, the implied warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, the company makes no warranty that

  1. The site, services or materials will meet your requirements.
  2. The site, services or materials will be uninterrupted, timely, secure, or error-free.
  3. The results that may be obtained from the use of the site, services or materials will be effective, accurate, or reliable.
  4. The quality of the site or any services or materials purchased or accessible by you will meet your expectations and
  5. Any errors or defects in the site, services or materials will be corrected.

This site, services and materials may include technical or other mistakes, inaccuracies, or typographical errors. The company may make changes to the site, materials and services, including the prices and descriptions of any software or products listed, at any time in its sole discretion and without notice. The site, materials and services may be out of date, and the company makes no commitment to update the site, materials and services. You acknowledge and agree that:

  1. The company does not control, endorse, or accept responsibility for any materials or services offered by third parties, including third-party vendors and third parties accessible through linked sites.
  2. The company makes no representations or warranties whatsoever about any such third parties, their materials or services.
  3. Any dealings you may have with such third parties are at your own risk and
  4. The company shall not be liable or responsible for any materials or services offered by third parties.

The company specifically disclaims any liability with regard to the site, services and any actions resulting from your use of the site and materials and participation in any services. Managers, hosts, participants and other third parties are not authorized the company spokespersons, and their views do not necessarily reflect those of the company. To the maximum extent permitted by law, the company will have no liability related to user materials arising under intellectual property rights, libel, privacy, publicity, obscenity or other laws. The company also disclaims all liability with respect to the misuse, loss, modification or unavailability of any user materials.

The use of the site, services or the downloading or other use of any materials is done at your own discretion and risk and with your agreement that you will be solely responsible for any damage to your computer system, loss of data or other harm that results from such activities. The company assumes no liability for any computer virus or other similar software code that is downloaded to your computer from the site or in connection with any services or materials. No advice or information, whether oral or written, obtained by you from the company or via the site, services or materials shall create any warranty not expressly stated in the terms of use. The company will not be liable for any loss that you may incur as a result of someone else using your password or account with respect to the site or any services or materials, either with or without your knowledge.

In the event the foregoing limitation of liability set forth herein shall be for any reason held unenforceable or inapplicable, you agree that the company's aggregate liability shall not exceed the amount paid, if any, for the purchase of any product or service from the company's website.

International Users

This Site can be accessed from countries around the world and may contain references to the company products, services and programs that are not available in your country. These references do not imply that the company intends to announce such products, services or programs in your country. The Site is controlled, operated and administered by the company. If you access the Site from a location outside India, you are responsible for compliance with all local laws.

Notification of Copyright Infringement

The company will, in appropriate circumstances, terminate the accounts of users who infringe the Intellectual Property Rights of others. The company will investigate notices of copyright infringement and take appropriate actions. If you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is occurring on this Site or in connection with the Services or Materials, please provide notification of claimed copyright infringement to the company on our registered office address.

Spam e-mail and Postings

In the event of your or others' access to or use of the Site, Services or Materials in connection with the transmission of spam newsgroup postings or unsolicited e-mail in violation of these Terms of Use, you acknowledge and agree that the company would be irreparably harmed there under and that monetary damages would be an insufficient and ineffective remedy therefore you agree that the company is entitled to obtain immediate injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). The company may without restriction block, filter or delete unsolicited e-mail.

Advertisements and Promotions

The company may run advertisements and promotions from third parties via the Site, Services or Materials in any manner or mode and to any extent. Your communications, activities, relationships and business dealings with any third parties advertising or promoting via the Site, Services or Materials, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, shall be solely matters between you and such third parties. You acknowledge and agree that the company is not responsible or liable for any loss or damage of any kind incurred as the result of any such dealings or as the result of the presence of such non-company advertisers on the Site or in connection with the Services or Materials.

Indemnity and Liability

You agree to indemnify and hold the company and its officers, co-branders, other partners and employees harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of:

  1. ​Your User Materials and any other content (e.g. computer viruses) that you may submit, post to or transmit through the Site (including a third party's use of such User Materials or content (e.g. reliance on the accuracy, completeness or usefulness of your User Materials)).
  2. ​Your access to or use of the Site, Services or Materials (including any use by your employees, contractors or agents and all uses of your account numbers, usernames and passwords, whether or not actually or expressly authorized by you, in connection with the Site or any Services or Materials).
  3. ​Your connection to the Site, Services or Materials.
  4. Your violation of the Terms of Use.
  5. ​Your infringement of any third party's Intellectual Property Rights when using any of the Software made available on the Site, Services or in any Materials.
  6. ​Your violation of any rights of any third party.
  7. Your access to or use of Linked Sites and your connections thereto. or
  8. Any dealings between you and any third parties advertising or promoting via the Site, Services or Materials.

Language

It is the express wish of the parties that the Terms of Use and all related documents have been drawn up in English.

Customer Contact

The company reserves the right to contact you from time to time regarding new site features, product launches, etc through e-mail, SMS, phone call , physical mail etc.

Mobile Services

The Site may include certain services that may be available via your mobile phone, such as alerts and information. By using or registering for these the Mobile Services, you agree that we may communicate with you regarding the company and other entities by SMS, MMS, text message or other electronic means to your mobile device.

Terms of Sale

Please refer to our ​Terms of Sale for the terms, conditions and policies applicable to your purchase of products or services from Company. By ordering products or services from Company through the Site, you agree to be bound by and accept the Terms of Sale. The Terms of Sale are subject to change without prior notice at any time, in Company's sole discretion so you should review the Terms of Sale each time you make a purchase.

User Disputes

You are solely responsible for your interactions with other the company users. We reserve the right, but have no obligation, to monitor disputes between you and other users.

Settlement by Arbitration

Any claim or controversy that arises out of or relates to this agreement, or the breach of it, the same shall be referred to a person nominated by the Company whose decision shall be final and binding upon the parties hereto. Such references shall be deemed to a submission to arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 1996.

Governing Law and Jurisdiction

This Site (excluding linked sites) is controlled by the company from its registered office. By accessing this Site, you agree that all matters relating to your access to, or use of, this Site shall be governed by laws applicable to jurisdiction applicable in the jurisdiction where the registered address is located or the jurisdiction that the registered address of the company falls under.

GENERAL

The Terms of Use and other rules, guidelines, licenses and disclaimers posted via the Site or in connection with the Materials and Services constitute the entire agreement between the company and you with respect to your access to or use of the Site, Materials and Services superseding any prior agreements between you and the company on such subject matter (including any prior versions of the Terms of Use).

You may also be subject to additional terms and conditions that may apply when you use other the company services, third party content or third party software.

You may not assign or otherwise transfer the Terms of Use nor any right granted hereunder without the company's prior written consent.

If for any reason a court of competent jurisdiction finds any provision of the Terms of Use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the parties as reflected by that provision, and the remainder of the Terms of Use shall continue in full force and effect. Any failure by the company to enforce or exercise any provision of the Terms of Use or related right shall not constitute a waiver of that right or provision.

The section titles used in the Terms of Use are purely for convenience and carry with them no legal or contractual effect.

We are posting this Policy in an effort to be a good web citizen. If you have a question, please bring it to our attention. Drop us an email on support@edu91.org